Our fraud evaluation engine pores over current and historical information, notices changes in purchasing patterns, analyzes the transaction using multiple methods, and determines the fraud risk based on your risk-reach ratio - all in a fraction of a second.

In addition to our proprietary algorithms and employment of 11 years of payment processing history and experience, PaxGuard incorporates a robust feature set that includes device fingerprinting, velocity throttling for customers and devices (computers), geo-location, circle-of-trust radius evaluation, and other techniques and technologies.

Every rule PaxGuard uses to evaluate fraud can be customized to meet your unique risk/reach ratio based on your experience with your customers.
But best of all, you can simply let UltimatePay manage this for you transparently. You get to focus on selling your products or your content; UltimatePay handles your payments and fraud protection.

Are you declining transactions that look fishy but are really from good customers? Are you catching dolphins in the nets?
Instead of simply declining a high risk transaction, with UltimatePay you can ask high risk customers to pay with an alternative payment method.